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Get the best return on your buy-to-let investment
With the buy-to-let marketplace getting more and more complicated – with more and more government restrictions to consider – you need the best advice on your mortgage to navigate your way towards a profitable set-up.
How we work
There are many reasons to be a buy-to-let landlord. We sit down with you and work to understand your exact motivation and therefore your precise needs. Do you want your property or properties to give you a decent regular monthly income, or are you more interested in its or their long-term gain in value?
What is your financial situation? In broad terms, are you looking for income replacement or for a pension supplement?
Or are you perhaps contemplating a holiday let – a property that you rent out (Airbnb?) for most of the year, but where you and your family spend Christmas and three weeks in the summer? Or do you really want a property that you rent out for the next ten years and then retire to?
Are you a builder or DIY enthusiast, someone who wants to buy a property – or a string of properties – in need of refurbishment, modernisation or extension, with a view to doing £50,000 worth of work, say, to net £100,000 extra on resale?
Are you a parent whose child is off to university, and you’re looking to purchase a house of multiple occupancy to let out to them and their friends – where the friends’ rent covers the entire mortgage?
How we can help you
Most people are bemused by the range of mortgages available, what all the terms mean, and – bottom line – what you can realistically afford, while still having a life, so to speak. We can sit down with you – from as early in the process as you like – and explain everything.
We can explain the terms; we can describe your options; we can advise you on the pros and cons of each course of action.
And when you are ready to take the big step, we will guide you through every decision, help you with every piece of paperwork, and give you the peace of mind that you are on the right track.
Many brokers will claim to offer ‘whole of market,’ but that may just mean that they offer every kind of product, but that they are all from the same lender. Independent means that we can offer every kind of product from every lender.
Benefits
- A single point of contact at all times
- Advice from as early in the process as you need
- Access beyond us to over 30 experienced advisors for the more obscure questions
- Access to every type of mortgage from every lender – we are truly independent
- By your side all the way – to the moment you move in and beyond
- Annual reviews at the very least
Why choose us
Sometimes it seems that there are almost as many financial advisors as there are financial products. Why should you choose us. We think there are many reasons of course, but among the most important are the following:
- We are truly independent and can access the whole of the market.
- We are advisers, not salespeople.
- We are transparent in our costs and fees.
- Our extraordinarily high rate of returning customers shows that people enjoy dealing with us.
This last is perhaps the most important. The proof of the pudding is in the eating. If we did not give our customers great service, they simply would not return.
Your mortgage and equity release team member
Nikki Pilling
Job Title
Nikki has been in financial services since 1997. She was in retail banking and got made redundant in 2018. She joined Dave at Compass in 2018, and then joined him at Protection and Investment in 2024. Since 2003, Nikki has specialised in Later Life Lending, including lifetime mortgages. She admits to being passionate about the difference that Later Life Lending can make to people’s lives. She has two boys, calls herself a football mum, and her favourite family member is Mabel, the fox-red labrador!
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Joe Bloggs, Managing Director
FAQs
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Let’s talk about your financial goals
For a detailed, confidential and without-obligation discussion, please get in touch.
Get in touch